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Business credit policy


Business credit policies are key financial tools to meet your short-term liquidity needs. Rely on Aresbank’s solutions to ensure the operational capacity of your business.

What does our credit policy enable you to do?
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Corporate credit policies are indispensable tools for the strategic financial management of a company because they provide the flexibility and agility needed to operate in a dynamic business environment.

It is a very interesting financial solution for companies because it allows them to:

  • Manage cash flow more efficiently.
  • To deal with unforeseen expenses.
  • Take advantage of immediate investment opportunities.
  • Maintain financial equilibrium without the need to resort to long-term loans, which can generate greater financial commitments.

What is a business credit policy and how does it work?

Business credit policies are a type of credit in which a financial institution such as Aresbank provides your business with a line of credit for a fixed term.

Procedure for taking out a credit line for companies with Aresbank

To take out Aresbank’s credit policies for companies with the utmost convenience and agility, all you have to do is:

  1. Fill in our online form with your details.
  2. A specialised Aresbank professional will contact you as soon as possible to find out about your case and start all the necessary procedures.
  3. We will carry out an initial diagnosis of your business to assess which financing options are most interesting for you.
  4. We will analyse the different opportunities available to select the one that best suits your interests.
  5. We will draw up a strategic plan tailored to your needs.
  6. We will monitor your case to measure the effectiveness of our financial product in your company.

Trust Aresbank if you want a personalised financial solution that truly adapts to the needs of your business. Contact us and find out what we can do for your company.

Other Aresbank Products

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Business loans

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Guarantees for companies

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Frequently asked questions about credit policies for businesses
How to use a business credit line?

You can use the business credit policies according to your needs, at any time within the time and amount limits pre-established in the contract.

Who can apply for a business credit policy?

Any company can apply for a business credit policy. Whatever the sector, characteristics or size of your business. At Aresbank we provide customised financial solutions that adapt to your specific needs.

How to calculate a business credit policy?

When calculating credit policies for businesses, the following are taken into account:

  • The total amount your business needs
  • The term for which you will be able to draw down the money
  • The interest to be paid on the credit
  • Other possible associated costs

At Aresbank we study each case individually to select the financing option that best suits your needs and interests.